Effective: October 31, 2026
These terms are an agreement between you and Code VIA Technologies ("we", "us"), run by Tom Weiss, an independent developer based in Israel, for the Folio apps for iPhone, iPad, Mac and Android and the Folio account service (together, "Folio"). By using Folio you agree to them. Our Privacy Policy explains how we handle personal data. If you downloaded Folio from the App Store, Apple's Licensed Application End User License Agreement also applies, and these terms add to it.
You must be at least 13 years old, or the minimum age required to consent to data processing in your country if that is higher (up to 16 in some EU countries), to create a Folio account. If you are under 18, a parent or guardian must agree to these terms. If we learn that an account belongs to someone under the minimum age, we will delete it.
A Folio account is optional and is created by signing in with Google or Apple. Keep that sign-in secure; you are responsible for what happens through your account. You can delete your account at any time in the app or as described on the account deletion page.
You keep all rights in the notes, files and other content you put in Folio ("your content"). For notes you keep in your Folio account or share, you give us a worldwide, non-exclusive, royalty-free licence to host, store, copy, transmit and display your content only as needed to run Folio for you: to sync it to your devices, back it up, and show it to the people you share it with. This licence ends when you delete the content or your account, except for copies the people you shared with already have and copies in backups until they expire. We don't use your content for advertising or to train AI models.
You are responsible for your content and for having the rights to share it. When you share a note, the people you share with can read, edit and export it, and we can't recall copies they have made.
AI features. "Enhance with AI" rewrites text using a model that runs on your device (Apple Intelligence or Google's Gemini Nano). Its suggestions can be wrong, incomplete or inappropriate, so review them before you keep or share them, and tell us about a harmful result (on Android you can report it right after it appears). You are responsible for content you keep.
Don't use Folio to create or share content that is illegal, sexually exploits children, contains credible threats or promotes violence, is hateful, harasses or bullies others, is spam, exposes other people's private information without permission, or infringes someone else's intellectual property. Don't try to access notes or accounts that aren't yours, disrupt or overload the service, or get around limits or security measures. The sharing rules you accept in the app are part of these terms.
You can report a shared note or a person, and block people, in the app. We review reports and aim to do so within 24 hours. If content or an account breaks these terms or the law, we may remove the content, end sharing, or suspend or close the account. We will tell the affected person what we did and why, unless the law or safety reasons prevent it, and you can ask us to reconsider by replying to that message or emailing us. We report apparent child sexual abuse material to the relevant authorities. We don't review private notes proactively and we are not responsible for content users share, but we act on reports. A person makes every moderation decision. To report illegal content without the app, or to send any notice under the EU Digital Services Act, email the contact address below with where the content is (for example the invitation link), why you believe it is illegal, and your name and email. That address is our single point of contact for users and for authorities; you can write to us in English or Hebrew.
If you believe content in Folio infringes your copyright, email us at tom.weiss.t@gmail.com with the subject "Copyright notice" and: your contact details; the work you believe is infringed; enough information to identify the content (for example the invitation link or a description of the note and who shared it); a statement that you have a good-faith belief the use is not authorized; a statement, under penalty of perjury, that your notice is accurate and that you are the owner or authorized to act for them; and your physical or electronic signature. If your content is removed after a notice, you may send a counter-notice with the information required by 17 U.S.C. §512(g). We close the accounts of repeat infringers.
Folio Pro is a one-time purchase made through the App Store or Google Play. Apple or Google processes the payment, and their terms govern billing and refunds; ask them for a refund under their policies. Pro is linked to your store account and, if you sign in, to your Folio account, and you can restore it in the app. We may change which features are included in Pro in future versions, but we won't take away a feature you paid for in the version you bought without offering a fair alternative. Nothing in these terms limits rights you have under consumer law in your country.
We work to keep Folio running but can't promise it will always be available or free of errors. Keep your own copies of important notes; you can export them from the app. We may change or stop parts of the service. If we stop the Folio account service, we will give you at least 60 days' notice so you can export your notes, unless we have to act sooner for legal or security reasons.
You can stop using Folio and delete your account at any time. We may suspend or close your account if you seriously or repeatedly break these terms or the law, or if we must to protect other users or the service. Sections 4 (the part about copies others have), 11, 12 and 14 continue after these terms end.
To the extent the law allows, Folio is provided "as is" and "as available", without warranties of any kind, whether express or implied, including fitness for a particular purpose and non-infringement. Some countries don't allow these exclusions, so they may not apply to you.
To the extent the law allows, we are not liable for indirect, incidental, special or consequential damages, or for loss of data, profits or goodwill, arising from your use of Folio. Our total liability for any claim relating to Folio is limited to the greater of the amount you paid for Folio Pro in the 12 months before the claim or USD 50. Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud, or any other liability that cannot be limited by law. If you are a consumer in the EU or the UK, we are also responsible for loss you suffer that was a foreseeable result of our breaking these terms or failing to use reasonable care and skill, and the cap above doesn't reduce your statutory rights.
We may update these terms. If a change materially affects you, we will tell you in the app or by email before it takes effect. If you keep using Folio after that, the new terms apply; if you don't agree, you can stop using Folio and delete your account.
These terms are governed by the laws of the State of Israel, and the courts of Tel Aviv-Jaffa have jurisdiction. If you are a consumer, you keep the protection of the mandatory laws of the country where you live, and you may bring a claim in your local courts. EU consumers can also use their national alternative dispute resolution bodies.